Pay your debts on time
One of the most important things that you have to take into consideration when you decide to improve your financial life is to pay your debts on time, because otherwise, the more time passes, the more you will sink into debt.
“Too many people think a little credit card debt is no big deal, but do you know what the acceptable amount to carry over is? Zero,” said Carla Dearing, a certified financial planner and CEO of SUM180.
In other words, paying off your credit card should always be your financial priority. However, this is the first step that you have to take if you want to increase your quality of life and well-being.
