Take advantage of a cashback credit card for more benefits
What could be more interesting than using a credit card that gives your cash back? Probably nothing, I guess… “As long as you spend less than you earn, cash back credit cards will easily save you $1,000+ every year,” said Evan Sutherland, co-founder of the personal finance website Budgeting Couple.
Also, you could get in touch with your credit card companies and ask them about lowering the Annual Percentage Rates (APR). “Many credit card issuers would rather lower your rate than have you transfer to another company; it’s worth asking,” explains Carla Dearing, CEO of Sum180.
