INDULGING ALL YOUR VICES

 

Got a pack-a-day smoking habit? You’re wasting anywhere from $2,000 to $5,000 a year — not to mention doing immeasurable damage to your health. Alcohol abuse and chronic overeating are also costly in more ways than one. Also, you may feel you’ve earned the right to let your hair down and “live a little” in retirement, but moderation is key.

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