1. International Phone Charges

 

There’s a lot to love about traveling, but the seemingly random fees you incur as a result of going abroad are not among those things. Credit cards like Visa and MasterCard levy a 1 percent fee on international transactions and some banks add another 1 to 3 percent on top of that—not to mention charges for using your ATM card.

 

Using your phone gets even pricier, with exorbitant roaming charges for that photo you posted while traveling in Europe without logging into Wi-Fi or the call you had to make to work while out of the country.

 

But while these extra fees used to be the norm, increasingly, phone companies are offering significantly discounted cell phone packages with international charges included (such as T-Mobile’s International Roaming offer), while a growing list of credit cards are available without a foreign transaction fee.

 

Taking the initiative to buy one-off international plan before you travel can save you loads of money before you go.

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