Does this sound familiar? Every month you set a goal to save a small portion of your income, only to realize at month’s end that there’s nothing left to save.

 

Where does it go? After paying for necessities like a house payment, utilities and food, most of us manage to fritter away money on treats, small luxuries and inefficient use of resources.

 

The good news is that if you can identify these little leaks in your finances, you can quickly save some money. Try turning it into a game by going through this list of 18 ways to save, and seeing how many you can do in a week.

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